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Your community's record · from the CFPB database · Credit reporting

NY — credit reporting, the record where you live.

Card
322,779
complaints from NY residents, last 12 months
+26.5%
vs the 12 months before (255,233)
29,073
still sitting in progress (2 yrs)
Printed copies carry the source links and the time pulled (2026-10-24 18:25 UTC); the live record may have changed since.Archive hash of 2026-10-23: 3ac63c3243ef1be4…

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Most complained-about companies here

  1. TRANSUNION INTERMEDIATE HOLDINGS, INC.111,977
  2. Experian Information Solutions Inc.102,125
  3. EQUIFAX, INC.95,660
  4. LEXISNEXIS1,488
  5. CBC Companies, Inc.1,002
  6. CAPITAL ONE FINANCIAL CORPORATION780
  7. Fidelity National Information Services, Inc. (FNIS)641
  8. Early Warning Services, LLC473
  9. CITIBANK, N.A.392
  10. BANK OF AMERICA, NATIONAL ASSOCIATION337
  11. JPMORGAN CHASE & CO.335
  12. Resurgent Capital Services L.P.316

Companies with the most open files here

  1. Experian Information Solutions Inc.17,778
  2. TRANSUNION INTERMEDIATE HOLDINGS, INC.9,733
  3. EQUIFAX, INC.1,326
  4. BANK OF AMERICA, NATIONAL ASSOCIATION29
  5. Portfolio Recovery Associates, LLC23
  6. SYNCHRONY FINANCIAL22
  7. Self Financial Inc.21
  8. CAPITAL ONE FINANCIAL CORPORATION13

What people here complain about

  1. Incorrect information on your report201,015
  2. Improper use of your report61,753
  3. Problem with a company's investigation into an existing problem57,330
  4. Problem with fraud alerts or security freezes1,360
  5. Unable to get your credit report or credit score802
  6. Credit monitoring or identity theft protection services306
  7. Problem with a company's investigation into an existing issue183
  8. Identity theft protection or other monitoring services30

Which products

  1. Credit reporting or other personal consumer reports322,779
  2. Debt collection11,714
  3. Credit card7,656
  4. Checking or savings account6,876
  5. Money transfer, virtual currency, or money service2,467
  6. Mortgage1,420

CFPB complaints about credit reporting products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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