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◆ Alpha CovenantPull a Record

Your community's record · from the CFPB database · Debt collection

NJ — debt collection, the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
7,804
complaints from NJ residents, last 12 months
+26.2%
vs the 12 months before (6,184)
160
still sitting in progress (2 yrs)
Printed copies carry the source links and the time pulled (2026-10-24 16:25 UTC); the live record may have changed since.Archive hash of 2026-10-23: 3ac63c3243ef1be4…

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Most complained-about companies here

  1. Resurgent Capital Services L.P.601
  2. Portfolio Recovery Associates, LLC564
  3. ENCORE CAPITAL GROUP INC.550
  4. CL Holdings LLC511
  5. TRANSUNION INTERMEDIATE HOLDINGS, INC.338
  6. Experian Information Solutions Inc.320
  7. EQUIFAX, INC.294
  8. CCS Financial Services, Inc.284
  9. CAINE & WEINER COMPANY, INC.148
  10. Kriya Capital, LLC148
  11. CAPITAL ONE FINANCIAL CORPORATION132
  12. TRANSWORLD SYSTEMS INC125

Companies with the most open files here

  1. Portfolio Recovery Associates, LLC36
  2. Experian Information Solutions Inc.31
  3. Kriya Capital, LLC17
  4. TRANSUNION INTERMEDIATE HOLDINGS, INC.11
  5. CCS Financial Services, Inc.6
  6. Radius Global Solutions LLC6
  7. ENCORE CAPITAL GROUP INC.5
  8. SYNCHRONY FINANCIAL4

What people here complain about

  1. Attempts to collect debt not owed3,784
  2. Took or threatened to take negative or legal action1,621
  3. Written notification about debt1,192
  4. False statements or representation795
  5. Communication tactics217
  6. Electronic communications121
  7. Threatened to contact someone or share information improperly74

Which products

  1. Credit reporting or other personal consumer reports184,876
  2. Debt collection7,804
  3. Credit card3,763
  4. Checking or savings account3,073
  5. Mortgage1,129
  6. Money transfer, virtual currency, or money service1,118

CFPB complaints about debt collection products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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