◆ Alpha CovenantPull a Record

Your community's record · from the CFPB database · Debt collection

NJ — debt collection, the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
7,722
complaints from NJ residents, last 12 months
+29.5%
vs the 12 months before (5,964)
198
still sitting in progress (2 yrs)

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Most complained-about companies here

  1. Resurgent Capital Services L.P.603
  2. ENCORE CAPITAL GROUP INC.534
  3. Portfolio Recovery Associates, LLC518
  4. CL Holdings LLC468
  5. TRANSUNION INTERMEDIATE HOLDINGS, INC.374
  6. Experian Information Solutions Inc.332
  7. EQUIFAX, INC.312
  8. CCS Financial Services, Inc.282
  9. Kriya Capital, LLC145
  10. CAINE & WEINER COMPANY, INC.144
  11. CAPITAL ONE FINANCIAL CORPORATION127
  12. TRANSWORLD SYSTEMS INC124

Companies with the most open files here

  1. Portfolio Recovery Associates, LLC42
  2. Experian Information Solutions Inc.33
  3. TRANSUNION INTERMEDIATE HOLDINGS, INC.27
  4. Kriya Capital, LLC25
  5. ENCORE CAPITAL GROUP INC.8
  6. EQUIFAX, INC.6
  7. SYNCHRONY FINANCIAL6
  8. CAPITAL ONE FINANCIAL CORPORATION3

What people here complain about

  1. Attempts to collect debt not owed3,626
  2. Took or threatened to take negative or legal action1,673
  3. Written notification about debt1,207
  4. False statements or representation802
  5. Communication tactics223
  6. Electronic communications122
  7. Threatened to contact someone or share information improperly69

Which products

  1. Credit reporting or other personal consumer reports178,986
  2. Debt collection7,722
  3. Credit card3,628
  4. Checking or savings account3,001
  5. Money transfer, virtual currency, or money service1,109
  6. Mortgage1,070

CFPB complaints about debt collection products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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