◆ Alpha CovenantPull a Record

Your community's record · from the CFPB database · Credit reporting

NJ — credit reporting, the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
178,986
complaints from NJ residents, last 12 months
+27.1%
vs the 12 months before (140,824)
17,670
still sitting in progress (2 yrs)

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Most complained-about companies here

  1. TRANSUNION INTERMEDIATE HOLDINGS, INC.62,496
  2. Experian Information Solutions Inc.55,501
  3. EQUIFAX, INC.54,118
  4. LEXISNEXIS678
  5. CAPITAL ONE FINANCIAL CORPORATION459
  6. CBC Companies, Inc.458
  7. CITIBANK, N.A.234
  8. Fidelity National Information Services, Inc. (FNIS)217
  9. BANK OF AMERICA, NATIONAL ASSOCIATION206
  10. Resurgent Capital Services L.P.186
  11. JPMORGAN CHASE & CO.180
  12. Bread Financial Holdings, Inc.155

Companies with the most open files here

  1. Experian Information Solutions Inc.9,814
  2. TRANSUNION INTERMEDIATE HOLDINGS, INC.5,995
  3. EQUIFAX, INC.1,737
  4. CAPITAL ONE FINANCIAL CORPORATION15
  5. BANK OF AMERICA, NATIONAL ASSOCIATION12
  6. SYNCHRONY FINANCIAL12
  7. LCI Acquisition Inc.10
  8. NAVY FEDERAL CREDIT UNION9

What people here complain about

  1. Incorrect information on your report112,755
  2. Improper use of your report34,549
  3. Problem with a company's investigation into an existing problem30,433
  4. Problem with fraud alerts or security freezes529
  5. Unable to get your credit report or credit score436
  6. Problem with a company's investigation into an existing issue134
  7. Credit monitoring or identity theft protection services129
  8. Identity theft protection or other monitoring services21

Which products

  1. Credit reporting or other personal consumer reports178,986
  2. Debt collection7,722
  3. Credit card3,628
  4. Checking or savings account3,001
  5. Money transfer, virtual currency, or money service1,109
  6. Mortgage1,070

CFPB complaints about credit reporting products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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