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◆ Alpha CovenantPull a Record

Your community's record · from the CFPB database · Credit reporting

NJ — credit reporting, the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
184,876
complaints from NJ residents, last 12 months
+28.7%
vs the 12 months before (143,656)
17,749
still sitting in progress (2 yrs)
Printed copies carry the source links and the time pulled (2026-10-24 19:43 UTC); the live record may have changed since.Archive hash of 2026-10-23: 3ac63c3243ef1be4…

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Most complained-about companies here

  1. TRANSUNION INTERMEDIATE HOLDINGS, INC.64,294
  2. Experian Information Solutions Inc.58,477
  3. EQUIFAX, INC.55,118
  4. LEXISNEXIS702
  5. CAPITAL ONE FINANCIAL CORPORATION480
  6. CBC Companies, Inc.416
  7. CITIBANK, N.A.228
  8. Fidelity National Information Services, Inc. (FNIS)227
  9. BANK OF AMERICA, NATIONAL ASSOCIATION209
  10. JPMORGAN CHASE & CO.192
  11. Resurgent Capital Services L.P.183
  12. Bread Financial Holdings, Inc.149

Companies with the most open files here

  1. Experian Information Solutions Inc.10,772
  2. TRANSUNION INTERMEDIATE HOLDINGS, INC.6,070
  3. EQUIFAX, INC.743
  4. SYNCHRONY FINANCIAL17
  5. CAPITAL ONE FINANCIAL CORPORATION16
  6. BANK OF AMERICA, NATIONAL ASSOCIATION14
  7. Self Financial Inc.14
  8. WELLS FARGO & COMPANY9

What people here complain about

  1. Incorrect information on your report117,748
  2. Improper use of your report34,929
  3. Problem with a company's investigation into an existing problem30,991
  4. Problem with fraud alerts or security freezes471
  5. Unable to get your credit report or credit score431
  6. Credit monitoring or identity theft protection services143
  7. Problem with a company's investigation into an existing issue143
  8. Identity theft protection or other monitoring services20

Which products

  1. Credit reporting or other personal consumer reports184,876
  2. Debt collection7,804
  3. Credit card3,763
  4. Checking or savings account3,073
  5. Mortgage1,129
  6. Money transfer, virtual currency, or money service1,118

CFPB complaints about credit reporting products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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