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Your community's record · from the CFPB database · Auto & personal loans

NJ — auto & personal loans, the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
1,338
complaints from NJ residents, last 12 months
+38.5%
vs the 12 months before (966)
47
still sitting in progress (2 yrs)
Printed copies carry the source links and the time pulled (2026-10-24 19:51 UTC); the live record may have changed since.Archive hash of 2026-10-23: 3ac63c3243ef1be4…

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Most complained-about companies here

  1. SANTANDER HOLDINGS USA, INC.108
  2. Westlake Services, LLC90
  3. Affirm Holdings, Inc70
  4. CREDIT ACCEPTANCE CORPORATION67
  5. ALLY FINANCIAL INC.63
  6. CAPITAL ONE FINANCIAL CORPORATION47
  7. AMERICAN HONDA FINANCE CORP38
  8. Klarna AB35
  9. TOYOTA MOTOR CREDIT CORPORATION33
  10. OneMain Finance Corporation31
  11. NISSAN MOTOR ACCEPTANCE COMPANY LLC30
  12. HYUNDAI CAPITAL AMERICA29

Companies with the most open files here

  1. ALLY FINANCIAL INC.9
  2. NISSAN MOTOR ACCEPTANCE COMPANY LLC6
  3. Bridgecrest Acceptance Corporation4
  4. Block, Inc.3
  5. SOLAR SERVICING HOLDINGS LLC3
  6. American Credit Acceptance, LLC2
  7. BANK OF AMERICA, NATIONAL ASSOCIATION2
  8. NAVY FEDERAL CREDIT UNION2

What people here complain about

  1. Managing the loan or lease240
  2. Repossession187
  3. Charged fees or interest you didn't expect153
  4. Problems at the end of the loan or lease147
  5. Incorrect information on your report115
  6. Problem when making payments94
  7. Struggling to pay your loan82
  8. Getting a loan or lease77

Which products

  1. Credit reporting or other personal consumer reports184,876
  2. Debt collection7,804
  3. Credit card3,763
  4. Checking or savings account3,073
  5. Mortgage1,129
  6. Money transfer, virtual currency, or money service1,118

CFPB complaints about auto & personal loans products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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