Alpha CovenantPull a Record

Your community's record · from the CFPB database · Debt collection

NC — debt collection, the record where you live.

Card
12,871
complaints from NC residents, last 12 months
+37.6%
vs the 12 months before (9,354)
245
still sitting in progress (2 yrs)

My State, Monthly · free

Get NC's record on the first business day of every month.

Where NC ranks, what's escalating, the county closest to home, and which companies actually improved. Public figures only. One email a month, one-click unsubscribe, your address is never sold.

Want the day-of alert when a specific company changes? That's the paid detail: $9 for 30 days, then $19/month.

Most complained-about companies here

  1. CL Holdings LLC697
  2. Resurgent Capital Services L.P.662
  3. ENCORE CAPITAL GROUP INC.571
  4. Portfolio Recovery Associates, LLC544
  5. TRANSUNION INTERMEDIATE HOLDINGS, INC.442
  6. CCS Financial Services, Inc.404
  7. National Credit Systems,Inc.399
  8. Experian Information Solutions Inc.398
  9. EQUIFAX, INC.396
  10. I.C. System, Inc.380
  11. Bread Financial Holdings, Inc.273
  12. Bull City Financial Solutions, Inc263

Companies with the most open files here

  1. Kriya Capital, LLC43
  2. Experian Information Solutions Inc.36
  3. SYNCHRONY FINANCIAL20
  4. National Credit Systems,Inc.18
  5. NAVY FEDERAL CREDIT UNION15
  6. Portfolio Recovery Associates, LLC15
  7. TRANSUNION INTERMEDIATE HOLDINGS, INC.15
  8. CCS Financial Services, Inc.10

What people here complain about

  1. Attempts to collect debt not owed5,252
  2. Took or threatened to take negative or legal action3,537
  3. Written notification about debt2,158
  4. False statements or representation1,356
  5. Communication tactics330
  6. Electronic communications158
  7. Threatened to contact someone or share information improperly80

Which products

  1. Credit reporting or other personal consumer reports223,181
  2. Debt collection12,871
  3. Credit card2,786
  4. Checking or savings account2,709
  5. Money transfer, virtual currency, or money service1,281
  6. Mortgage1,022

CFPB complaints about debt collection products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

Cookies run the site and measure what's working. Necessary ones are always on; you choose the rest. Policy.