◆ Alpha CovenantPull a Record

Your community's record · from the CFPB database · Credit reporting

NC — credit reporting, the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
232,227
complaints from NC residents, last 12 months
+48.2%
vs the 12 months before (156,716)
23,653
still sitting in progress (2 yrs)
Printed copies carry the source links and the time pulled (2026-10-25 02:46 UTC); the live record may have changed since.Archive hash of 2026-10-24: bd10f00c4bd50d53…

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Most complained-about companies here

  1. TRANSUNION INTERMEDIATE HOLDINGS, INC.84,340
  2. EQUIFAX, INC.71,568
  3. Experian Information Solutions Inc.67,897
  4. LEXISNEXIS1,130
  5. CBC Companies, Inc.1,009
  6. CAPITAL ONE FINANCIAL CORPORATION361
  7. STATE EMPLOYEES’ CREDIT UNION192
  8. Fidelity National Information Services, Inc. (FNIS)177
  9. Resurgent Capital Services L.P.175
  10. NAVY FEDERAL CREDIT UNION142
  11. Bread Financial Holdings, Inc.136
  12. SYNCHRONY FINANCIAL133

Companies with the most open files here

  1. Experian Information Solutions Inc.13,815
  2. TRANSUNION INTERMEDIATE HOLDINGS, INC.8,519
  3. EQUIFAX, INC.1,223
  4. NAVY FEDERAL CREDIT UNION10
  5. BANK OF AMERICA, NATIONAL ASSOCIATION7
  6. CAPITAL ONE FINANCIAL CORPORATION6
  7. LCI Acquisition Inc.6
  8. Kriya Capital, LLC5

What people here complain about

  1. Incorrect information on your report129,794
  2. Improper use of your report53,858
  3. Problem with a company's investigation into an existing problem47,297
  4. Unable to get your credit report or credit score605
  5. Problem with fraud alerts or security freezes347
  6. Credit monitoring or identity theft protection services186
  7. Problem with a company's investigation into an existing issue133
  8. Identity theft protection or other monitoring services7

Which products

  1. Credit reporting or other personal consumer reports232,227
  2. Debt collection12,856
  3. Credit card2,819
  4. Checking or savings account2,797
  5. Money transfer, virtual currency, or money service1,295
  6. Mortgage1,052

CFPB complaints about credit reporting products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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