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Your community's record · from the CFPB database · Auto & personal loans

NC — auto & personal loans, the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
1,574
complaints from NC residents, last 12 months
+53.9%
vs the 12 months before (1,023)
43
still sitting in progress (2 yrs)
Printed copies carry the source links and the time pulled (2026-10-24 14:10 UTC); the live record may have changed since.Archive hash of 2026-10-23: 3ac63c3243ef1be4…

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Most complained-about companies here

  1. SANTANDER HOLDINGS USA, INC.91
  2. ALLY FINANCIAL INC.81
  3. Westlake Services, LLC77
  4. Affirm Holdings, Inc73
  5. Bridgecrest Acceptance Corporation55
  6. Exeter Finance, LLC.49
  7. STATE EMPLOYEES’ CREDIT UNION49
  8. OneMain Finance Corporation46
  9. CAPITAL ONE FINANCIAL CORPORATION41
  10. TRUIST FINANCIAL CORPORATION40
  11. NAVY FEDERAL CREDIT UNION34
  12. WELLS FARGO & COMPANY29

Companies with the most open files here

  1. OneMain Finance Corporation6
  2. TRUIST FINANCIAL CORPORATION5
  3. ALLY FINANCIAL INC.4
  4. Block, Inc.4
  5. American Credit Acceptance, LLC3
  6. Bridgecrest Acceptance Corporation3
  7. TOYOTA MOTOR CREDIT CORPORATION3
  8. Chime Financial Inc2

What people here complain about

  1. Repossession259
  2. Managing the loan or lease257
  3. Incorrect information on your report205
  4. Charged fees or interest you didn't expect126
  5. Problems at the end of the loan or lease123
  6. Struggling to pay your loan108
  7. Problem when making payments98
  8. Getting a loan or lease72

Which products

  1. Credit reporting or other personal consumer reports232,786
  2. Debt collection12,870
  3. Credit card2,831
  4. Checking or savings account2,802
  5. Money transfer, virtual currency, or money service1,296
  6. Mortgage1,058

CFPB complaints about auto & personal loans products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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