◆ Alpha CovenantPull a Record

Your community's record · from the CFPB database · Auto & personal loans

NC — auto & personal loans, the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
1,511
complaints from NC residents, last 12 months
+52.8%
vs the 12 months before (989)
42
still sitting in progress (2 yrs)
Printed copies carry the source links and the time pulled (2026-09-25 19:05 UTC); the live record may have changed since.Archive hash of 2026-09-24: 0f64691ffabfee3f… · OpenTimestamps proof available

My State, Monthly · free

Get NC's record on the first business day of every month.

Where NC ranks, what's escalating, the county closest to home, and which companies actually improved. Public figures only. One email a month, one-click unsubscribe, your address is never sold.

Want one email the day a specific company's record changes? Watch a record — free family cabinet, or Record Monitor by list size.

Most complained-about companies here

  1. SANTANDER HOLDINGS USA, INC.94
  2. ALLY FINANCIAL INC.80
  3. Westlake Services, LLC77
  4. Affirm Holdings, Inc70
  5. Bridgecrest Acceptance Corporation55
  6. Exeter Finance, LLC.46
  7. STATE EMPLOYEES’ CREDIT UNION45
  8. CAPITAL ONE FINANCIAL CORPORATION43
  9. OneMain Finance Corporation41
  10. TRUIST FINANCIAL CORPORATION37
  11. NAVY FEDERAL CREDIT UNION34
  12. WELLS FARGO & COMPANY26

Companies with the most open files here

  1. Bridgecrest Acceptance Corporation6
  2. ALLY FINANCIAL INC.4
  3. TRUIST FINANCIAL CORPORATION4
  4. American Credit Acceptance, LLC3
  5. Block, Inc.3
  6. NAVY FEDERAL CREDIT UNION3
  7. HYUNDAI CAPITAL AMERICA2
  8. NISSAN MOTOR ACCEPTANCE COMPANY LLC2

What people here complain about

  1. Repossession258
  2. Managing the loan or lease248
  3. Incorrect information on your report199
  4. Problems at the end of the loan or lease123
  5. Charged fees or interest you didn't expect116
  6. Struggling to pay your loan109
  7. Problem when making payments94
  8. Getting a loan or lease64

Which products

  1. Credit reporting or other personal consumer reports224,268
  2. Debt collection12,919
  3. Credit card2,801
  4. Checking or savings account2,726
  5. Money transfer, virtual currency, or money service1,288
  6. Mortgage1,028

CFPB complaints about auto & personal loans products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

Cookies run the site and measure what's working. Necessary ones are always on; you choose the rest. Policy.