◆ Alpha CovenantPull a Record

Your community's record · from the CFPB database · Debt collection

CA — debt collection, the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
26,648
complaints from CA residents, last 12 months
+31%
vs the 12 months before (20,347)
517
still sitting in progress (2 yrs)
Printed copies carry the source links and the time pulled (2026-10-25 08:11 UTC); the live record may have changed since.Archive hash of 2026-10-24: bd10f00c4bd50d53…

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Most complained-about companies here

  1. ENCORE CAPITAL GROUP INC.1,965
  2. Portfolio Recovery Associates, LLC1,946
  3. CL Holdings LLC1,706
  4. Resurgent Capital Services L.P.1,546
  5. Experian Information Solutions Inc.1,134
  6. TRANSUNION INTERMEDIATE HOLDINGS, INC.1,030
  7. EQUIFAX, INC.866
  8. Bread Financial Holdings, Inc.596
  9. CITIBANK, N.A.524
  10. Kriya Capital, LLC503
  11. SYNCHRONY FINANCIAL499
  12. CCS Financial Services, Inc.428

Companies with the most open files here

  1. Experian Information Solutions Inc.89
  2. Portfolio Recovery Associates, LLC80
  3. Kriya Capital, LLC62
  4. TRANSUNION INTERMEDIATE HOLDINGS, INC.42
  5. National Credit Adjusters, LLC40
  6. ENCORE CAPITAL GROUP INC.22
  7. SYNCHRONY FINANCIAL16
  8. EQUIFAX, INC.12

What people here complain about

  1. Attempts to collect debt not owed10,949
  2. Took or threatened to take negative or legal action8,304
  3. Written notification about debt3,558
  4. False statements or representation2,604
  5. Communication tactics640
  6. Electronic communications362
  7. Threatened to contact someone or share information improperly231

Which products

  1. Credit reporting or other personal consumer reports578,692
  2. Debt collection26,648
  3. Credit card14,902
  4. Checking or savings account12,050
  5. Money transfer, virtual currency, or money service4,671
  6. Mortgage4,023

CFPB complaints about debt collection products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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