◆ Alpha CovenantPull a Record

Your community's record · from the CFPB database · Credit reporting

TX — credit reporting, the record where you live.

Card
1,066,872
complaints from TX residents, last 12 months
+72.1%
vs the 12 months before (619,790)
102,090
still sitting in progress (2 yrs)
Printed copies carry the source links and the time pulled (2026-10-25 09:23 UTC); the live record may have changed since.Archive hash of 2026-10-24: bd10f00c4bd50d53…

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Most complained-about companies here

  1. TRANSUNION INTERMEDIATE HOLDINGS, INC.375,947
  2. EQUIFAX, INC.335,413
  3. Experian Information Solutions Inc.320,766
  4. LEXISNEXIS3,756
  5. CBC Companies, Inc.3,078
  6. CAPITAL ONE FINANCIAL CORPORATION1,349
  7. Resurgent Capital Services L.P.942
  8. Fidelity National Information Services, Inc. (FNIS)815
  9. CL Holdings LLC791
  10. Portfolio Recovery Associates, LLC650
  11. ID Analytics, Inc.645
  12. ENCORE CAPITAL GROUP INC.640

Companies with the most open files here

  1. Experian Information Solutions Inc.62,884
  2. TRANSUNION INTERMEDIATE HOLDINGS, INC.34,031
  3. EQUIFAX, INC.4,666
  4. BANK OF AMERICA, NATIONAL ASSOCIATION45
  5. NAVY FEDERAL CREDIT UNION40
  6. Kriya Capital, LLC33
  7. SYNCHRONY FINANCIAL33
  8. Self Financial Inc.33

What people here complain about

  1. Incorrect information on your report628,305
  2. Problem with a company's investigation into an existing problem222,369
  3. Improper use of your report208,628
  4. Problem with fraud alerts or security freezes2,906
  5. Unable to get your credit report or credit score2,813
  6. Credit monitoring or identity theft protection services1,049
  7. Problem with a company's investigation into an existing issue729
  8. Identity theft protection or other monitoring services73

Which products

  1. Credit reporting or other personal consumer reports1,066,872
  2. Debt collection54,674
  3. Credit card8,894
  4. Checking or savings account8,185
  5. Money transfer, virtual currency, or money service3,508
  6. Mortgage3,285

CFPB complaints about credit reporting products filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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