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Your community's record · from the CFPB database

OH — the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
132,126
complaints from OH residents, last 12 months
+25.9%
vs the 12 months before (104,969)
10,508
still sitting in progress (2 yrs)
#16 of 51
by complaint volume
#27 of 51
per 100,000 residents (1,121 per 100k)
#40 of 51
by year-over-year growth

OH's money — what state and local governments took in, spent and owe (2024)

26.5%
Share of OH's state and local revenue that came from the federal government (2024)
Formula: revenue from federal government ÷ total revenue (state and local governments combined). Census ASSLGF LF0004 × Census ASSLGF LF0001.
A share, not a judgment: federal grants fund Medicaid, highways and schools everywhere; the share differs with a state's income, program choices and population.
$5,915
State and local debt outstanding per resident (2024)
Formula: total debt outstanding ÷ ACS population. Census ASSLGF LF0231 × Census ACS B01003.
Debt finances roads, water systems and buildings that last decades; per-resident debt says how much is owed, not whether it was well spent.
2%
Share of every dollar spent that went to interest on debt (2024)
Formula: interest on debt ÷ total expenditure. Census ASSLGF LF0099 × Census ASSLGF LF0090.
Interest is the price of past borrowing paid out of today's budget.
1117.1 · $6,046
CFPB complaints per 100,000 residents next to taxes paid per resident
Formula: complaints filed by residents in the last 12 months ÷ population × 100,000; total state and local taxes ÷ population. CFPB Consumer Complaint Database (state) × Census ASSLGF LF0008 + ACS.
Two records about the same residents, side by side. Neither causes the other; together they describe what people here pay and what they report.
53,139
People whose health records were reported breached by OH-based covered entities, per 100,000 residents (reports under OCR review, last 24 months)
Formula: sum of 'individuals affected' across breach reports whose covered entity lists this state ÷ ACS population × 100,000. HHS OCR breach portal × Census ACS B01003.
Affected people may live in any state; the count is where the reporting entity is based. A report is the entity's own filing, not a finding of fault.
Per resident2024Change vs 2019
Revenue, all sources$13,420+20.9% since base year
…of which from the federal government$3,554+55.7% since base year
Taxes collected$6,046+27% since base year
…of which property taxes$1,699+22.8% since base year
Spending$12,445+8% since base year
…of which interest on debt$255-16.8% since base year
Debt outstanding$5,915-26.2% since base year
Public-employee pensions paid out$1,606+13.5% since base year

State level only: the Census API publishes no county or city totals, so we show none. Figures are what governments reported to the Census Bureau; Alpha Covenant applies no rating. Population: Census ACS 5-year 2023, B01003. Census source call · Municipal bond disclosures for issuers in OH — MSRB EMMA (official statements, continuing disclosures)

Printed copies carry the source links and the time pulled (2026-11-12 14:04 UTC); the live record may have changed since.Archive hash of 2026-11-11: 5049992f837d52d2…

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Escalating fastest — product areas

  1. Mortgage
    +81.6% (550 → 999)
  2. Payday loan, title loan, personal loan, or advance loan
    +57.8% (403 → 636)
  3. Vehicle loan or lease
    +31.4% (592 → 778)
  4. Credit reporting or other personal consumer reports
    +29.1% (89,912 → 116,081)

Escalating fastest — issues

  1. Struggling to pay mortgage
    +131.4% (105 → 243)
  2. Took or threatened to take negative or legal action
    +84.4% (716 → 1,320)
  3. Trouble during payment process
    +78.7% (286 → 511)
  4. Managing the loan or lease
    +54.6% (174 → 269)

Escalating fastest — companies

  1. Paypal Holdings, Inc
    +106.5% (169 → 349)
  2. CL Holdings LLC
    +85.1% (416 → 770)
  3. LEXISNEXIS
    +75.8% (443 → 779)
  4. HUNTINGTON NATIONAL BANK, THE
    +67.6% (324 → 543)

Most complained-about companies here

  1. TRANSUNION INTERMEDIATE HOLDINGS, INC.40,989
  2. Experian Information Solutions Inc.35,869
  3. EQUIFAX, INC.34,183
  4. CAPITAL ONE FINANCIAL CORPORATION869
  5. LEXISNEXIS779
  6. CL Holdings LLC770
  7. Resurgent Capital Services L.P.675
  8. JPMORGAN CHASE & CO.599
  9. ENCORE CAPITAL GROUP INC.579
  10. HUNTINGTON NATIONAL BANK, THE543
  11. Block, Inc.498
  12. Portfolio Recovery Associates, LLC490

Companies with the most open files here

  1. Experian Information Solutions Inc.6,342
  2. TRANSUNION INTERMEDIATE HOLDINGS, INC.3,139
  3. EQUIFAX, INC.464
  4. MOHELA49
  5. SYNCHRONY FINANCIAL39
  6. Chime Financial Inc37
  7. PNC Bank N.A.35
  8. Portfolio Recovery Associates, LLC28

What people here complain about

  1. Incorrect information on your report68,858
  2. Problem with a company's investigation into an existing problem25,070
  3. Improper use of your report21,776
  4. Attempts to collect debt not owed3,103
  5. Managing an account1,417
  6. Took or threatened to take negative or legal action1,320
  7. False statements or representation1,084
  8. Written notification about debt988

Which products

  1. Credit reporting or other personal consumer reports116,081
  2. Debt collection7,015
  3. Checking or savings account2,462
  4. Credit card2,267
  5. Mortgage999
  6. Money transfer, virtual currency, or money service990

CFPB complaints filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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