◆ Alpha CovenantPull a Record

Your community's record · from the CFPB database

MD — the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
154,796
complaints from MD residents, last 12 months
+22.8%
vs the 12 months before (126,020)
11,672
still sitting in progress (2 yrs)
#14 of 51
by complaint volume
#10 of 51
per 100,000 residents (2,496.6 per 100k)
#42 of 51
by year-over-year growth

MD's money — what state and local governments took in, spent and owe

Reading the Census Bureau record…

Printed copies carry the source links and the time pulled (2026-10-30 17:58 UTC); the live record may have changed since.Archive hash of 2026-10-29: 64a968a584c08066…

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Escalating fastest — product areas

  1. Payday loan, title loan, personal loan, or advance loan
    +53.6% (261 → 401)
  2. Vehicle loan or lease
    +46.3% (501 → 733)
  3. Mortgage
    +37.4% (773 → 1,062)
  4. Credit reporting or other personal consumer reports
    +25.8% (111,990 → 140,927)

Escalating fastest — issues

  1. Took or threatened to take negative or legal action
    +154.1% (569 → 1,446)
  2. Problem with a lender or other company charging your account
    +80.6% (180 → 325)
  3. Unable to get your credit report or credit score
    +79.9% (283 → 509)
  4. Problems at the end of the loan or lease
    +69.6% (69 → 117)

Escalating fastest — companies

  1. LEXISNEXIS
    +125% (396 → 891)
  2. Paypal Holdings, Inc
    +100.9% (110 → 221)
  3. National Credit Systems,Inc.
    +80% (115 → 207)
  4. CL Holdings LLC
    +74% (300 → 522)

Most complained-about companies here

  1. TRANSUNION INTERMEDIATE HOLDINGS, INC.49,729
  2. EQUIFAX, INC.43,981
  3. Experian Information Solutions Inc.42,718
  4. CAPITAL ONE FINANCIAL CORPORATION992
  5. LEXISNEXIS891
  6. BANK OF AMERICA, NATIONAL ASSOCIATION641
  7. Resurgent Capital Services L.P.568
  8. CITIBANK, N.A.529
  9. CL Holdings LLC522
  10. WELLS FARGO & COMPANY519
  11. NAVY FEDERAL CREDIT UNION502
  12. CBC Companies, Inc.500

Companies with the most open files here

  1. Experian Information Solutions Inc.7,058
  2. TRANSUNION INTERMEDIATE HOLDINGS, INC.3,551
  3. EQUIFAX, INC.569
  4. NAVY FEDERAL CREDIT UNION51
  5. BANK OF AMERICA, NATIONAL ASSOCIATION41
  6. SYNCHRONY FINANCIAL37
  7. MOHELA36
  8. PNC Bank N.A.30

What people here complain about

  1. Incorrect information on your report81,457
  2. Problem with a company's investigation into an existing problem30,159
  3. Improper use of your report28,609
  4. Attempts to collect debt not owed2,446
  5. Took or threatened to take negative or legal action1,446
  6. Managing an account1,225
  7. Written notification about debt1,144
  8. False statements or representation922

Which products

  1. Credit reporting or other personal consumer reports140,927
  2. Debt collection6,254
  3. Checking or savings account1,968
  4. Credit card1,858
  5. Mortgage1,062
  6. Money transfer, virtual currency, or money service849

CFPB complaints filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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