Your community's record · from the CFPB database
MO — the record where you live.
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
70,702
complaints from MO residents, last 12 months
+35.5%
vs the 12 months before (52,160)
5,732
still sitting in progress (2 yrs)
#22 of 51
by complaint volume
#26 of 51
per 100,000 residents (1,145.7 per 100k)
#30 of 51
by year-over-year growth
Closest to home
St. Louis (city) County (): 8,808 complaints in 12 months — 12.5% of all of MO
811 still open · +60.4% year over year · see the county record →
MO's money — what state and local governments took in, spent and owe (2024)
28.1%
Share of MO's state and local revenue that came from the federal government (2024)
Formula: revenue from federal government ÷ total revenue (state and local governments combined). Census ASSLGF LF0004 × Census ASSLGF LF0001.
A share, not a judgment: federal grants fund Medicaid, highways and schools everywhere; the share differs with a state's income, program choices and population.
$5,558
State and local debt outstanding per resident (2024)
Formula: total debt outstanding ÷ ACS population. Census ASSLGF LF0231 × Census ACS B01003.
Debt finances roads, water systems and buildings that last decades; per-resident debt says how much is owed, not whether it was well spent.
1.9%
Share of every dollar spent that went to interest on debt (2024)
Formula: interest on debt ÷ total expenditure. Census ASSLGF LF0099 × Census ASSLGF LF0090.
Interest is the price of past borrowing paid out of today's budget.
1146.2 · $5,502
CFPB complaints per 100,000 residents next to taxes paid per resident
Formula: complaints filed by residents in the last 12 months ÷ population × 100,000; total state and local taxes ÷ population. CFPB Consumer Complaint Database (state) × Census ASSLGF LF0008 + ACS.
Two records about the same residents, side by side. Neither causes the other; together they describe what people here pay and what they report.
66,906
People whose health records were reported breached by MO-based covered entities, per 100,000 residents (reports under OCR review, last 24 months)
Formula: sum of 'individuals affected' across breach reports whose covered entity lists this state ÷ ACS population × 100,000. HHS OCR breach portal × Census ACS B01003.
Affected people may live in any state; the count is where the reporting entity is based. A report is the entity's own filing, not a finding of fault.
| Per resident | 2024 | Change vs 2019 |
|---|---|---|
| Revenue, all sources | $12,305 | +23.6% since base year |
| …of which from the federal government | $3,455 | +70% since base year |
| Taxes collected | $5,502 | +34.1% since base year |
| …of which property taxes | $1,587 | +38.9% since base year |
| Spending | $11,917 | +23.6% since base year |
| …of which interest on debt | $223 | -34.3% since base year |
| Debt outstanding | $5,558 | -27.4% since base year |
| Public-employee pensions paid out | $1,169 | +26.8% since base year |
State level only: the Census API publishes no county or city totals, so we show none. Figures are what governments reported to the Census Bureau; Alpha Covenant applies no rating. Population: Census ACS 5-year 2023, B01003. Census source call · Municipal bond disclosures for issuers in MO — MSRB EMMA (official statements, continuing disclosures)
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Escalating fastest — product areas
- Mortgage+94.9% (256 → 499)
- Credit reporting or other personal consumer reports+45% (43,373 → 62,907)
- Vehicle loan or lease+39.7% (277 → 387)
- Payday loan, title loan, personal loan, or advance loan+21.8% (229 → 279)
Escalating fastest — issues
- Unauthorized transactions or other transaction problem+123.3% (60 → 134)
- Struggling to pay mortgage+115.4% (65 → 140)
- Problem with a lender or other company charging your account+98.9% (95 → 189)
- Took or threatened to take negative or legal action+90.7% (482 → 919)
Escalating fastest — companies
- Chime Financial Inc+167.9% (109 → 292)
- Paypal Holdings, Inc+94.4% (90 → 175)
- CL Holdings LLC+84.5% (168 → 310)
- I.C. System, Inc.+57.8% (83 → 131)
Most complained-about companies here
- TRANSUNION INTERMEDIATE HOLDINGS, INC.22,936
- EQUIFAX, INC.19,039
- Experian Information Solutions Inc.18,806
- CAPITAL ONE FINANCIAL CORPORATION390
- LEXISNEXIS386
- Block, Inc.316
- CL Holdings LLC310
- Resurgent Capital Services L.P.297
- Chime Financial Inc292
- ENCORE CAPITAL GROUP INC.238
- CBC Companies, Inc.216
- U.S. BANCORP202
Companies with the most open files here
What people here complain about
- Incorrect information on your report37,435
- Problem with a company's investigation into an existing problem13,993
- Improper use of your report11,094
- Attempts to collect debt not owed1,568
- Took or threatened to take negative or legal action919
- Managing an account563
- Written notification about debt506
- False statements or representation381
Which products
- Credit reporting or other personal consumer reports62,907
- Debt collection3,625
- Checking or savings account1,005
- Credit card932
- Money transfer, virtual currency, or money service610
- Mortgage499
CFPB complaints filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.
Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source