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Your community's record · from the CFPB database

NH — the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
5,396
complaints from NH residents, last 12 months
+19.8%
vs the 12 months before (4,503)
463
still sitting in progress (2 yrs)
#44 of 51
by complaint volume
#43 of 51
per 100,000 residents (385.9 per 100k)
#47 of 51
by year-over-year growth

NH's money — what state and local governments took in, spent and owe (2024)

20.8%
Share of NH's state and local revenue that came from the federal government (2024)
Formula: revenue from federal government ÷ total revenue (state and local governments combined). Census ASSLGF LF0004 × Census ASSLGF LF0001.
A share, not a judgment: federal grants fund Medicaid, highways and schools everywhere; the share differs with a state's income, program choices and population.
$7,647
State and local debt outstanding per resident (2024)
Formula: total debt outstanding ÷ ACS population. Census ASSLGF LF0231 × Census ACS B01003.
Debt finances roads, water systems and buildings that last decades; per-resident debt says how much is owed, not whether it was well spent.
2.7%
Share of every dollar spent that went to interest on debt (2024)
Formula: interest on debt ÷ total expenditure. Census ASSLGF LF0099 × Census ASSLGF LF0090.
Interest is the price of past borrowing paid out of today's budget.
388.8 · $6,416
CFPB complaints per 100,000 residents next to taxes paid per resident
Formula: complaints filed by residents in the last 12 months ÷ population × 100,000; total state and local taxes ÷ population. CFPB Consumer Complaint Database (state) × Census ASSLGF LF0008 + ACS.
Two records about the same residents, side by side. Neither causes the other; together they describe what people here pay and what they report.
Per resident2024Change vs 2019
Revenue, all sources$11,800+15.7% since base year
…of which from the federal government$2,456+36.6% since base year
Taxes collected$6,416+27.8% since base year
…of which property taxes$4,126+31.6% since base year
Spending$11,344+18.3% since base year
…of which interest on debt$305-3.2% since base year
Debt outstanding$7,647+3% since base year
Public-employee pensions paid out$769+27.8% since base year

State level only: the Census API publishes no county or city totals, so we show none. Figures are what governments reported to the Census Bureau; Alpha Covenant applies no rating. Population: Census ACS 5-year 2023, B01003. Census source call · Municipal bond disclosures for issuers in NH — MSRB EMMA (official statements, continuing disclosures)

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Where NH ranks, what's escalating, the county closest to home, and which companies actually improved. Public figures only. One email a month, one-click unsubscribe, your address is never sold.

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Escalating fastest — product areas

  1. Credit card
    +55.9% (222 → 346)
  2. Debt collection
    +49.3% (268 → 400)
  3. Checking or savings account
    +33.1% (154 → 205)
  4. Mortgage
    +29.5% (88 → 114)

Escalating fastest — issues

  1. Problem with a company's investigation into an existing problem
    +120.3% (454 → 1,000)
  2. Problem with a purchase shown on your statement
    +100% (72 → 144)
  3. Managing an account
    +25.3% (99 → 124)
  4. Improper use of your report
    +2.9% (864 → 889)

Escalating fastest — companies

  1. CAPITAL ONE FINANCIAL CORPORATION
    +44.6% (56 → 81)
  2. TRANSUNION INTERMEDIATE HOLDINGS, INC.
    +22% (1,118 → 1,364)
  3. EQUIFAX, INC.
    +12.8% (1,141 → 1,287)
  4. Experian Information Solutions Inc.
    +10.9% (1,078 → 1,195)

Most complained-about companies here

  1. TRANSUNION INTERMEDIATE HOLDINGS, INC.1,364
  2. EQUIFAX, INC.1,287
  3. Experian Information Solutions Inc.1,195
  4. CAPITAL ONE FINANCIAL CORPORATION81
  5. BANK OF AMERICA, NATIONAL ASSOCIATION73
  6. SYNCHRONY FINANCIAL66
  7. CITIBANK, N.A.65
  8. TD BANK US HOLDING COMPANY47
  9. Paypal Holdings, Inc45
  10. CITIZENS FINANCIAL GROUP, INC.44
  11. JPMORGAN CHASE & CO.42
  12. AMERICAN EXPRESS COMPANY37

Companies with the most open files here

  1. Experian Information Solutions Inc.224
  2. TRANSUNION INTERMEDIATE HOLDINGS, INC.136
  3. EQUIFAX, INC.50
  4. BANK OF AMERICA, NATIONAL ASSOCIATION7
  5. SYNCHRONY FINANCIAL5
  6. TD BANK US HOLDING COMPANY5
  7. CAPITAL ONE FINANCIAL CORPORATION3
  8. Chime Financial Inc3

What people here complain about

  1. Incorrect information on your report2,145
  2. Problem with a company's investigation into an existing problem1,000
  3. Improper use of your report889
  4. Problem with a purchase shown on your statement144
  5. Managing an account124
  6. Attempts to collect debt not owed120
  7. Took or threatened to take negative or legal action113
  8. Written notification about debt71

Which products

  1. Credit reporting or other personal consumer reports4,025
  2. Debt collection400
  3. Credit card346
  4. Checking or savings account205
  5. Mortgage114
  6. Money transfer, virtual currency, or money service95

CFPB complaints filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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