◆ Alpha CovenantPull a Record

Your community's record · from the CFPB database

VT — the record where you live.

Card
All productsCredit reportingDebt collectionMortgageCredit cardsBankingAuto & personal loansStudent loansMoney transfer & crypto
1,149
complaints from VT residents, last 12 months
+6.7%
vs the 12 months before (1,077)
81
still sitting in progress (2 yrs)
#51 of 51
by complaint volume
#51 of 51
per 100,000 residents (178.5 per 100k)
#51 of 51
by year-over-year growth

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Escalating fastest — product areas

  1. Debt collection
    +40.7% (54 → 76)
  2. Credit card
    +7.2% (97 → 104)
  3. Credit reporting or other personal consumer reports
    +2.4% (757 → 775)

Escalating fastest — issues

  1. Problem with a company's investigation into an existing problem
    +66% (144 → 239)
  2. Incorrect information on your report
    +1.6% (387 → 393)

Escalating fastest — companies

  1. TRANSUNION INTERMEDIATE HOLDINGS, INC.
    +6.5% (260 → 277)
  2. Experian Information Solutions Inc.
    +5.6% (232 → 245)

Most complained-about companies here

  1. TRANSUNION INTERMEDIATE HOLDINGS, INC.277
  2. Experian Information Solutions Inc.245
  3. EQUIFAX, INC.225
  4. CAPITAL ONE FINANCIAL CORPORATION30
  5. CITIBANK, N.A.24
  6. JPMORGAN CHASE & CO.17
  7. Block, Inc.15
  8. MOHELA11
  9. SYNCHRONY FINANCIAL11
  10. ENCORE CAPITAL GROUP INC.10
  11. Resurgent Capital Services L.P.10
  12. WELLS FARGO & COMPANY10

Companies with the most open files here

  1. Experian Information Solutions Inc.40
  2. TRANSUNION INTERMEDIATE HOLDINGS, INC.16
  3. EQUIFAX, INC.7
  4. MOHELA4
  5. SYNCHRONY FINANCIAL2
  6. TD BANK US HOLDING COMPANY2
  7. CAPITAL ONE FINANCIAL CORPORATION1
  8. Chime Financial Inc1

What people here complain about

  1. Incorrect information on your report393
  2. Problem with a company's investigation into an existing problem239
  3. Improper use of your report154
  4. Managing an account31
  5. Problem with a purchase shown on your statement30
  6. Written notification about debt21
  7. Attempts to collect debt not owed17
  8. False statements or representation17

Which products

  1. Credit reporting or other personal consumer reports775
  2. Credit card104
  3. Debt collection76
  4. Checking or savings account43
  5. Money transfer, virtual currency, or money service40
  6. Vehicle loan or lease37

CFPB complaints filed by consumers whose address is in this state. Counts scale with population and company size; they are not findings.

Source: Alpha Covenant Holdings, from the CFPB Consumer Complaint Database. Free to reprint with attribution and a link. · CFPB source

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