Alpha Covenant

United States

Ld Holdings Group, Llc

Correction Ledger: timely response rate 95.8% → 96.7% (prior vs recent 90 days); 8 open. No documented improvement yet under ledger-2026-06-v1. How it's earned

Sienna's plain-language read of the record

Ld Holdings Group, Llc has 8 CFPB complaints awaiting a company response. Covenant Risk Index 40/100 — Elevated activity on record — from the official record as of 2026-09-24.

Generated word-for-word from the figures on this page; no model writes or estimates any number.

Elevated activity on record · 40/100
Open CFPB complaints8

CFPB complaints with status 'In progress' — no final company response yet. A status, not a finding.

Filed in the CFPB as: Ld Holdings Group, Llc

Source: CFPB Consumer Complaint Database ↗
Out-of-service rate vs national avg0

Out-of-service rate minus the national average for the worst category with at least 10 inspections in 24 months. 0 = at or below the national average.

percentage points above national average

Not in the FMCSA carrier registry — zero here means no record.

Source: FMCSA SAFER Company Snapshot

CPSC recalls, 24 mo0

CPSC recalls in the last 24 months naming the company as manufacturer, importer or distributor.

Name too short to match.

Source: U.S. Consumer Product Safety Commission

Severe weather alerts, state0

National Weather Service alerts of severity Severe or Extreme active in the state at the time of this pull. Conditions, not conduct.

No state on record.

Source: National Weather Service

Vendor Guard · CFPB complaint log, last 12 months

327 complaints received (+18.5% vs prior 12 mo) · 0% of closed complaints ended with relief · 1.8% answered after the 15-day window

Top issues: Trouble during payment process (96) · Incorrect information on your report (58) · Struggling to pay mortgage (56) · Closing on a mortgage (30) · Applying for a mortgage or refinancing an existing mortgage (29)

Complaints the CFPB sent to the company, by date received; relief share uses CLOSED complaints as the denominator; 'late' = company response after the 15-day federal window.

CFPB source ↗
Protect your operations — monitor this entity · $19/mo Alerts when the official record changes. First 30 days $9. Monitoring never changes a score.

Complaint velocity: 3 received in the latest fully-published week (2026-09-02 to 2026-09-09) vs a usual 5.8/week — no spike. Spike = at least 3 complaints received in the latest fully-published week AND at least 3× the entity's own trailing 12-week weekly average. Measured on CFPB complaints only; FMCSA publishes 24-month totals, not dated events.

Source: Alpha Covenant Holdings, from CFPB, FMCSA, CPSC and NWS records. Counts are not findings of wrongdoing. Pulled 9/24/2026, 12:54:13 AM.

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