Alpha Covenant

Omaha, NE · USDOT 921275

First National Bank Of Omaha

Sienna's plain-language read of the record

First National Bank Of Omaha (Omaha, NE) has 1 CFPB complaint awaiting a company response and too few FMCSA inspections in 24 months to measure an out-of-service rate. Covenant Risk Index 8/100 — Low activity on record — from the official record as of 2026-09-24.

Generated word-for-word from the figures on this page; no model writes or estimates any number.

Low activity on record · 8/100
Open CFPB complaints1

CFPB complaints with status 'In progress' — no final company response yet. A status, not a finding.

Filed in the CFPB as: First National Bank Of Omaha

Source: CFPB Consumer Complaint Database ↗
Out-of-service rate vs national avg0

Out-of-service rate minus the national average for the worst category with at least 10 inspections in 24 months. 0 = at or below the national average.

percentage points above national average

Fewer than 10 inspections in every category — rate not measurable, scored 0.

Source: FMCSA QCMobile API (official federal record) ↗
CPSC recalls, 24 mo0

CPSC recalls since 2024-10-03 naming “First National Bank Of Omaha” as manufacturer, importer or distributor. Being a retailer that sold a recalled product is not counted.

Source: U.S. Consumer Product Safety Commission ↗
Severe weather alerts, NE0

National Weather Service alerts of severity Severe or Extreme active in NE at the time of this pull. Conditions, not conduct.

Source: National Weather Service ↗

Vendor Guard · CFPB complaint log, last 12 months

662 complaints received (+13.6% vs prior 12 mo) · 21.5% of closed complaints ended with relief · 0.2% answered after the 15-day window

Top issues: Incorrect information on your report (116) · Problem with a purchase shown on your statement (70) · Other features, terms, or problems (60) · Took or threatened to take negative or legal action (53) · Problem with a company's investigation into an existing problem (43)

Complaints the CFPB sent to the company, by date received; relief share uses CLOSED complaints as the denominator; 'late' = company response after the 15-day federal window.

CFPB source ↗

Carrier record · FMCSA census & safety snapshot

Status ACTIVE · Authority Operation: {'carrierOperationCode': 'A', 'carrierOperationDesc': 'Interstate'} · 1 power units · 1 drivers · Safety rating none on file · Crashes 24 mo: 0

MC — · MCS-150 current · FMCSA complaints on file: 0 · snapshot —

FMCSA QCMobile API (official federal record)

FMCSA SAFER source ↗

Complaint velocity: 12 received in the latest fully-published week (2026-09-02 to 2026-09-09) vs a usual 11.2/week — no spike. Spike = at least 3 complaints received in the latest fully-published week AND at least 3× the entity's own trailing 12-week weekly average. Measured on CFPB complaints only; FMCSA publishes 24-month totals, not dated events.

Live weather at HQ (Omaha, NE): no Severe or Extreme NWS alert active as of 1:10:08 PM.

Source: Alpha Covenant Holdings, from CFPB, FMCSA, CPSC and NWS records. Counts are not findings of wrongdoing. Pulled 9/24/2026, 1:17:11 AM.

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