Alpha Covenant

Fishers, IN · USDOT 1396239

Navient Solutions Llc

Sienna's plain-language read of the record

Navient Solutions Llc (Fishers, IN) has 0 CFPB complaints awaiting a company response and too few FMCSA inspections in 24 months to measure an out-of-service rate. Covenant Risk Index 20/100 — Elevated activity on record — from the official record as of 2026-09-24.

Generated word-for-word from the figures on this page; no model writes or estimates any number.

Elevated activity on record · 20/100
Open CFPB complaints0

CFPB complaints with status 'In progress' — no final company response yet. A status, not a finding.

Filed in the CFPB as: Navient Solutions, Llc.

Source: CFPB Consumer Complaint Database ↗
Out-of-service rate vs national avg0

Out-of-service rate minus the national average for the worst category with at least 10 inspections in 24 months. 0 = at or below the national average.

percentage points above national average

Fewer than 10 inspections in every category — rate not measurable, scored 0.

Source: FMCSA QCMobile API (official federal record) ↗
CPSC recalls, 24 mo0

CPSC recalls since 2024-10-03 naming “Navient Solutions” as manufacturer, importer or distributor. Being a retailer that sold a recalled product is not counted.

Source: U.S. Consumer Product Safety Commission ↗
Severe weather alerts, IN4

National Weather Service alerts of severity Severe or Extreme active in IN at the time of this pull. Conditions, not conduct.

Counted: Flood Warning

Source: National Weather Service ↗

Vendor Guard · CFPB complaint log, last 12 months

631 complaints received (-62.6% vs prior 12 mo) · 0.3% of closed complaints ended with relief · 0% answered after the 15-day window

Top issues: Dealing with your lender or servicer (302) · Struggling to repay your loan (115) · Incorrect information on your report (84) · Problem with a company's investigation into an existing problem (43) · Attempts to collect debt not owed (17)

Complaints the CFPB sent to the company, by date received; relief share uses CLOSED complaints as the denominator; 'late' = company response after the 15-day federal window.

CFPB source ↗

Carrier record · FMCSA census & safety snapshot

Status ACTIVE · Authority Operation: {'carrierOperationCode': 'C', 'carrierOperationDesc': 'Intrastate Non-Hazmat'} · 2 power units · 3 drivers · Safety rating none on file · Crashes 24 mo: 0

MC — · MCS-150 current · FMCSA complaints on file: 0 · snapshot —

FMCSA QCMobile API (official federal record)

FMCSA SAFER source ↗

Complaint velocity: 5 received in the latest fully-published week (2026-09-02 to 2026-09-09) vs a usual 10.1/week — no spike. Spike = at least 3 complaints received in the latest fully-published week AND at least 3× the entity's own trailing 12-week weekly average. Measured on CFPB complaints only; FMCSA publishes 24-month totals, not dated events.

Live weather at HQ (Fishers, IN): no Severe or Extreme NWS alert active as of 4:38:48 AM.

Source: Alpha Covenant Holdings, from CFPB, FMCSA, CPSC and NWS records. Counts are not findings of wrongdoing. Pulled 9/24/2026, 1:16:56 AM.

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