Formula-driven · Published methodology · Never for sale
They've been scoring you your whole life. Score them back.
The Covenant Score grades any company from the official record — complaint trend and relief rate measured against the whole market, response timeliness, recalls, court context — one published formula, machine-computed, cited on every line, versioned, and never adjusted for money.
A
Synovus Bank
Covenant Score: 100/100
Federal complaint trend vs market (CFPB)+3
260 complaints last 12mo, -77.0% vs prior year; all CFPB complaints moved +45.3% in the same window → -122.3 points vs the market
Source: CFPB Consumer Complaint Database
Relief rate vs market (CFPB)0
30.7% of closed complaints ended with relief; market 31.6% → -0.9 points vs the market
1,945 matching records — shown, never scored: litigation volume scales with company size and a case is not a verdict
Source: PACER via CourtListener/RECAP
FDIC insurance0
matched but not active
Source: FDIC BankFind
The full Covenant Report — every spectrum, one document
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The complete official record on Synovus Bank: complaint drivers, court records, SEC filings, recalls, federal contracts and more — cited PDF you keep. Like a Carfax, but for companies.
Scores reflect official public-record signals (CFPB, FDA, CPSC, FDIC, federal courts) and passive security checks only. Filings are not adjudicated wrongdoing. Not financial, legal or safety advice.
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