Alpha Covenant Holdings › Record › Synovus Bank
Depository record · plain HTML, no scripts · rendered 2026-09-25T22:44 UTC · FDIC certificate 873 · interactive version
| City, state | Columbus, GA |
|---|---|
| FDIC insured | not active |
| Established | 01/01/1888 |
| Primary federal regulator | FED |
| Holding company, as listed by the FDIC | SYNOVUS FINANCIAL CORP |
| Offices | not stated |
Source: FDIC BankFind · fetched 2026-09-25 22:44:07 UTC
this lender pct: 23.4 · all lenders pct: 26.2 · difference points: -2.8
Formula: denied share = denied ÷ (originated + denied), HMDA action taken 1 and 3 only; withdrawn, incomplete and purchased loans are excluded. Sources: HMDA Data Browser (lender, by LEI) × HMDA Data Browser (state, all lenders). A gap is a fact about outcomes, not a finding of cause: applicant mix, loan types and property markets differ by lender.
complaints 12mo: 257 · deposits billions: 51.9 · per billion: 4.95
Formula: complaints received by the CFPB in the last 12 months ÷ (deposits reported 2025-12-31 ÷ $1B). Sources: CFPB Consumer Complaint Database × FDIC Call Report financials. A complaint is a consumer's account, not a finding. Deposits are a size measure; a bank with more depositors will receive more complaints.
| 2025-12-31 | $61.2B assets · $51.9B deposits · $5.8B equity · Tier 1 leverage 9.84% · ROA 1.39% |
|---|---|
| 2025-09-30 | $60.3B assets · $50.5B deposits · $5.8B equity · Tier 1 leverage 9.95% · ROA 1.44% |
| 2025-06-30 | $60.9B assets · $50.8B deposits · $5.6B equity · Tier 1 leverage 9.83% · ROA 1.43% |
| 2025-03-31 | $60.2B assets · $51.5B deposits · $5.5B equity · Tier 1 leverage 9.78% · ROA 1.39% |
| 2024-12-31 | $60.1B assets · $52.0B deposits · $5.2B equity · Tier 1 leverage 9.44% · ROA 0.85% |
| 2024-09-30 | $59.5B assets · $50.7B deposits · $5.3B equity · Tier 1 leverage 9.43% · ROA 0.67% |
| 2024-06-30 | $59.5B assets · $50.7B deposits · $4.9B equity · Tier 1 leverage 9.23% · ROA 0.37% |
| 2024-03-31 | $59.7B assets · $51.2B deposits · $4.8B equity · Tier 1 leverage 9.32% · ROA 0.84% |
Source: FDIC Call Report financials (BankFind API) · fetched 2026-09-25 22:44:07 UTC
Figures are what the institution reported to its regulator each quarter. Alpha Covenant applies no rating to them.
None list this exact FDIC name.
bank-2026-06: listed only where the Federal Reserve's 'Banking Organization' text names this exact FDIC institution name; orders naming a holding company or another affiliate are not attributed to this bank. An enforcement action is a public regulatory record, not a finding by Alpha Covenant. Terminated orders are shown with their termination date. Primary regulator's list: Federal Reserve — enforcement actions.
| Nationwide | 23.6% denied · 4,949 originated · 1,532 denied |
|---|---|
| In GA — this lender | 23.4% denied · 2,576 originated · 785 denied |
| In GA — all HMDA lenders | 26.2% denied · 242,931 originated · 86,323 denied |
denied share = denied ÷ (originated + denied), HMDA action taken 1 and 3 only; withdrawn, incomplete and purchased loans are excluded
Source: HMDA Data Browser (FFIEC/CFPB), 2025 loan/application register · fetched 2026-09-25 22:44:07 UTC