Alpha Covenant Holdings › Record › BMO Bank National Association
Depository record · plain HTML, no scripts · rendered 2026-09-26T06:37 UTC · FDIC certificate 16571 · interactive version
| City, state | Chicago, IL |
|---|---|
| FDIC insured | active |
| Established | 05/17/1947 |
| Primary federal regulator | OCC |
| Holding company, as listed by the FDIC | BANK OF MONTREAL |
| Offices | 987 |
Source: FDIC BankFind · fetched 2026-09-26 06:37:08 UTC
this lender pct: 40.1 · all lenders pct: 22.6 · difference points: 17.5
Formula: denied share = denied ÷ (originated + denied), HMDA action taken 1 and 3 only; withdrawn, incomplete and purchased loans are excluded. Sources: HMDA Data Browser (lender, by LEI) × HMDA Data Browser (state, all lenders). A gap is a fact about outcomes, not a finding of cause: applicant mix, loan types and property markets differ by lender.
complaints 12mo: 1314 · deposits billions: 194.1 · per billion: 6.77
Formula: complaints received by the CFPB in the last 12 months ÷ (deposits reported 2026-06-30 ÷ $1B). Sources: CFPB Consumer Complaint Database × FDIC Call Report financials. A complaint is a consumer's account, not a finding. Deposits are a size measure; a bank with more depositors will receive more complaints.
| 2026-06-30 | $255.0B assets · $194.1B deposits · $36.4B equity · Tier 1 leverage 11.29% · ROA 0.15% |
|---|---|
| 2026-03-31 | $252.0B assets · $194.0B deposits · $37.6B equity · Tier 1 leverage 11.32% · ROA 1.16% |
| 2025-12-31 | $252.1B assets · $197.0B deposits · $37.4B equity · Tier 1 leverage 11.07% · ROA 0.95% |
| 2025-09-30 | $249.3B assets · $194.8B deposits · $36.8B equity · Tier 1 leverage 10.88% · ROA 0.92% |
| 2025-06-30 | $253.7B assets · $199.3B deposits · $36.2B equity · Tier 1 leverage 10.52% · ROA 0.85% |
| 2025-03-31 | $257.0B assets · $202.6B deposits · $35.5B equity · Tier 1 leverage 10.18% · ROA 0.66% |
| 2024-12-31 | $263.7B assets · $210.6B deposits · $34.7B equity · Tier 1 leverage 9.85% · ROA 1.10% |
| 2024-09-30 | $264.3B assets · $209.7B deposits · $35.4B equity · Tier 1 leverage 9.78% · ROA 1.17% |
Source: FDIC Call Report financials (BankFind API) · fetched 2026-09-26 06:37:08 UTC
Figures are what the institution reported to its regulator each quarter. Alpha Covenant applies no rating to them.
None list this exact FDIC name.
bank-2026-06: listed only where the Federal Reserve's 'Banking Organization' text names this exact FDIC institution name; orders naming a holding company or another affiliate are not attributed to this bank. An enforcement action is a public regulatory record, not a finding by Alpha Covenant. Terminated orders are shown with their termination date. Primary regulator's list: Office of the Comptroller of the Currency — enforcement actions search.
| Nationwide | 41.3% denied · 16,529 originated · 11,613 denied |
|---|---|
| In IL — this lender | 40.1% denied · 3,906 originated · 2,618 denied |
| In IL — all HMDA lenders | 22.6% denied · 232,591 originated · 67,804 denied |
denied share = denied ÷ (originated + denied), HMDA action taken 1 and 3 only; withdrawn, incomplete and purchased loans are excluded
Source: HMDA Data Browser (FFIEC/CFPB), 2025 loan/application register · fetched 2026-09-26 06:37:08 UTC